Make no mistake, the SAFE National With UST exam is TOUGH. This study guide has helped thousands of MLOs nationwide successfully kick off their careers as state-licensed loan originators by delivering critical information - covering the topics on the most recent version of the NMLS content outline (including TRID disclosures and the Qualified Mortgage/Ability to Repay rule) - in a clear and concise manner. This means that what is learned is actually retained. Most importantly, with this resource, you don't just memorize useless questions. You are thoroughly immersed in the material that you need to master in order to successfully pass the exam on your first attempt. Included practice exams help to measure how well you understand the concepts. They will give you a glimpse into the types of questions - and the difficulty - of what you'll face when you head to the testing center. --Amazon.com